Get 7.44% APY
on your balance

Split Bills. Send & Receive Money.
Security powered by the blockchain.

  • We’re on Android too! 🙌
  • We’re on iOS too! 🙌

Making money work for the way Canadians live

Get 7.44% APY cash rewards on your balance for a limited time

The higher your balance the greater your rewards. Rewards on a balance of $100 to $3,500.

Get started in just a few easy steps

Cash Rewards Promotion

With our new rewards promotion, MoneyClip users can 7.44% APY on a qualifying balance. Rewards are earned on a balance of between $100 and $3,500.

The higher your daily balance, the higher your reward. Start small or go big, it’s your choice on how much you want to earn!

The promotion is valid from February 1st, 2022, and will last until August 31, 2022 at 11:59 pm EST.

During the promotion period, you will earn 7.44% APY cash rewards on a daily balance of between $100 and $3,500 held in your MoneyClip wallet. This promotion is only available to Canadian residents.

You can read the terms and conditions: here

The cash reward is given on a balance $100 to $3,500 at 7.44% APY. The cash reward values will vary depending on the exact amount you hold in your wallet. There are no minimums or lock-ins, though to earn cash rewards, a minimum balance of $100 is necessary.

The rewards that you get are classified as cash rewards, not interest. MoneyClip is a financial technology company and is not a bank or financial institution.

APY cash rewards are calculated based on your average daily balance and paid out on a monthly basis.

**For example, if you upload $3,500 to your MoneyClip balance, and hold it for 1 month. The Daily Cash Reward will be calculated by multiplying your Average Daily Balance by 0.6% (7.20 APR / 12 months) divided by the number of days in the month in which the calculation is being done. So as an example, in August 2022, you would earn ($3,500 * (0.6% / 31) * 31 = $21.00. You will earn 7.44% APY cash rewards on a wallet balance of $100 to $3,500, which includes any amount which is added as a cash reward.**

The rewards credit will be deposited into your MoneyClip wallet on the 1st day of the following month. The last rewards credit would be September 1, 2022 MoneyClip will endeavour to pay any accrued Credits directly into your MoneyClip wallet by the first day of the following month; but in any case, any such Credits owed to you will be paid directly into your MoneyClip wallet within the first thirty (30) days of the following month.

Cashback is not gone! Instead, we've reimagined the cashback promotion you love as APY cash rewards, based on your candid feedback. Now, it's a lot more easy to understand and share with your friends, and to calculate your rewards.

P2P payments are just the beginning

Our mission is to give you easy access to better finance on the blockchain. Better savings rates, no lockups, no fees, flexible payments, effortless crypto, fair loans & bulletproof security.

  • We’re on Android too! 🙌
  • We’re on iOS too! 🙌

A more secure way to hold your cash-powered by the blockchain

  • A more secure way to hold your cash, powered by the blockchain
  • Every transaction is encrypted and sent using trusted blockchain cryptography
  • Your profile and payment details are stored on our payment partner’s digital vaults
  • We are a registered Canadian money services business
  • We are a member of the PayTechs of Canada, which includes trusted names like Interac and Mastercard

MoneyClip FAQ

MoneyClip is a digital wallet that allows you to send and receive money, split the bill, and easily pay friends and family.

The vision: we're creating an app to make money work for the way you live. We’re building on a foundation of blockchain technology and decentralized finance so that we can offer solutions that don’t exist today, changing the way that we understand how money works in the process.

We are building out awesome new features that will enhance your financial life. Right now, MoneyClip is a peer to peer and social payments application that has great features:

1. Send and receive digital cash

2. Get 7.44% APY cash rewards on your balance

3. Split bills

Yes, you can withdraw your balance any time to your bank account.

Less than two minutes, typically. Once you download the app, it’s easy to link your bank account and verify your ID. Then all you have to do is load funds so that you can get started using MoneyClip.

We're building MoneyClip around really cool (and totally free) social and peer to peer payments features. As we grow we're turning MoneyClip into a broader financial app that makes money work for the way you live. We'll make money off other financial products that we build.

In short, encryption and layers of security are powered by the blockchain. We're working hard to make something better and safer than what exists today for Canadians.

Here’s why you can trust MoneyClip with your money:

- Your money is encrypted and stored inside your phone’s native keychain

- Every transaction is encrypted and sent using trusted blockchain cryptography

- Your profile and payment details are stored on our payment partner’s digital vaults

- We are a registered Canadian money services business

- We are a member of the PayTechs of Canada, which includes trusted names like MasterCard, and Interac

Haven’t used MoneyClip before? We’ll match your first
$25* deposit with $25!
*Terms and conditions apply
Get $25 Now
Haven’t used MoneyClip before? We’ll match your first
$25* deposit with $25!
*Terms and conditions apply
Get $25 Now